Sunday, January 27, 2013

Top 5 iPhone Apps for Fitness Enthusiasts

iPhone, iPod, Apple, Fitness, Gym, Apps, reviews, 2013, iTunes, downloads, iPhone Apps, iOS.


iPhone and health – does this go hand in hand? Well, you may be bewildered at the concept. Hoe can an iPhone be used as a device for health care??? Such is the advancement of the technology in the recent times! iPhones have now moved a step ahead; it is not just a mobile device anymore. It has so much variety of features and functions.

iPhones can now be used in workouts! Can you imagine! iPhones, in the recent times, are a great companion for the health conscious beings. Come and take a look at the range of apps offered for the workouts.

Withings Health Mate App:

iPhone, Withings Health Mate

Why are you doing so much exercise? Do you want to lose weight? Or stay fit? Or keep your blood pressure at an optimum level? Whatever may be the reason; this iPhone app is best for you. If you wish to lose weight prior attending any of the holiday parties, you should use Withings Smart Scale. This is much alike the old scale with the new integration of automatic recording of BMI, fat mass and your weight. Download from iTunes


Withings Smart BP Monitor:
iPhone Apps, reviews, Blood Pressure Monitor, BP monitor.

Have you recorded a high blood pressure while thinking of the in-laws? It’s a good idea to lower it right now! With the help of this monitor, you can not only measure but also track your current blood pressure. All you have to do is wrap up the monitor in your arm and then plug it into the iPhone, iPod, iPad or PC system. If you have downloaded Withings Health Companion app, you can easily keep a track of your own progress. Get it at iTunes store

Zeo Sleep Manager Pro+:
Sleep Manager, iPhone, fitness Apps, 2013

Early commutes and late nights have become the current trend of the busy generation. This no doubt hampers the sleep and it is very crucial to have a good sleep when you are running at a bust schedule. This is a wireless lightweight headband which tracks the phases of sleep for the person who wears it. Once it records your sleep data, it gets transmitted to Zeo Sleep Manager app in your Android or iOS tablet or smartphone. Download from Apple iTunes

MyFitness Pal:
iPhone Apps

Counting the calorie intake is an essential part of any health conscious program. This is a good fitness planner that counts upon your calorie. This app enters your workouts and meals to the app thereby keeping a control over your weight loss and fitness programs. Download from iTunes

Weightbot:
iPhone Apps for fitness

Keeping a track of the weight is essential to maintain fitness of your health. This is a perfect tool that can help you know the amount of weight you lose or gain. Don’t think that it keeps a track of the exercises or offers you some nutrition tips; it is only designed to track your weight information. This tool also allows you to calculate your average weight loss every day. Download from iTunes.


What do you think? Isn’t this really helpful for you? Get these apps for your iPhone and maintain a good health!

Author’s Bio: Susan Robinson is a yoga trainer. She keeps an updated knowledge about the different apps susceptible to fitness programs. Since these data are crucial for her, she maintains to get the best online data backup services for it.


Tags: iPhone Fitness Apps, Top iPhone Apps reviews, 2013.

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Tuesday, January 22, 2013

‘Life of Pi’ – A Ticket for Stupendous Visual Treat


Life of pi, Hollywood, review, 2012


Elements of surrealism, breathtaking visuals of a young boy with a fierce tiger on a boat together with some twists and turns make up the superb film, “Life of Pi”. This film is based on namesake Man Booker Prize, the fiction novel by Yann Martel. No matter whether you have already the story or not, watching this 3D movie is a real lifetime experience that comes to you once in a lifetime.

Hearing the narration of the youth retelling the tale of his survival after a destructive shipwreck is very aspiring. “You don’t know the strength of your faith until it’s tested” – this is one of the dialogues of Irfan Khan, which forms the plot of the entire movie beginning from Pi’s struggle with the ravenous tiger up to the end of the adventure thrilled voyage.

Watch the movie and some of the scenes will definitely tell you that it was the test of Pi’s faith in all sense. The phase when Pi deals with the brutal tiger and trains him or the phase when Pi is forced to gobble raw meat despite being one strict vegetarian truly portrays Pi’s test of faith.

‘Life of Pi’ similar to ‘Gulliver’s Travels’ – is it so? In many respects a comparison is made between the two. But how can they be compared? Pi and Gulliver both embarked on sea voyage and both ends up discovering some important fact after the sea voyage.

If you want to talk about the performance of Suraj Sharma, it can be described in a single word – ‘speechless’. Remarkable artfulness is being shown in the role he played. Irrfan Khan, on the other hand, crafts himself well and prominently plays the narrator’s role.

Well, the end is not so impressive and that is where it lays back. After so much dramatic twists   and captivating surprises, it is quite naturally expected that the ending will be an astounding one. But the end was disappointing – it was too sober for the story. It seems that the makers were short of their creative skills at the end.

Watch and decide yourself the lesson that comes out of this movie –‘Life of Pi’.



Tuesday, December 11, 2012

Cyber Monday in India - Great Online Shopping Festival - 12-12-2012

GOSF logo, Shopping, online Shopping, India, Cyber Monday, Google


Thanks to Google India for taking an opportunity to introduce Cyber Monday in India. Cyber Monday is well known in US and is celebrated every year in the month of November, where Americans can get big deals on Electronics, Apparels, Books, Gifts, Mobiles, Tablets, Laptops, Cameras, TVs,  Jewellery etc.

The same was introducing by Google in India which was partnered with many Indian E-Commerce players and celebrating on 12-Dec-2012.


Multi product sellers - Ebay India, FlipKart, Snapdeal, Infibeam, Indiatimes Shopping,  Homeshop 18, Apparel stores like Myntra, Zovi, Inkfruit, Basics Life, Shoppers Stop, Yebhi, Zovi, First cry, 99 Labels, Electronics stores Gadgets in, eZone online, Airtel, Croma retail, naaptol and other like allschoolstuff, Bookadda, JewelsKart, Watchkart, bagkart, 21 Diamonds, Caratlane, Skoda, HDFC, ICICI, makemytrip, Yatra.com, redbus, goibibo, Jet Airways, Monster group, Shine and more are participating on Great Online Shopping Festival on this 12th.

You can get the deals upto 50% on this day.



You can find the participants in official homepage - www.gosf.in


 "The online shopping industry is already over $1.5 billion and with this initiative, we want to reach out and promote online shopping to the first time buyers," Google India MD and VP Sales and Operations Rajan Anandan said.

"For this 24 hour sale, we have lined up some really exciting offers from our portfolio of 500 brands and we're confident that shoppers will come back for more," Myntra.com Co-Founder and CEO Mukesh Bansal said.

So shop till your mouse breaks....!

So what are you shopping for this festival ? Share with us.

Tags: Cyber Monday in India by Google, Deals, Buy online, Buy Phones, tablets, laptops online, list of websites participating in Online festival, revenue, iPads, Laptops, Mobile phone deals, online deals in India.

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Saturday, December 8, 2012

Windows 8 Promo Song - Everything At Once : By Lenka with Lyrics

Windows 8 Music by Lenka with Lyrics


Windows 8, the totally revamped GUI is finally in the hands of users. Infact, it is the biggest change ever happen for Windows. Microsoft is also promoting their product through electronic media with an album Everything At Once by Lenka and the lyrics by Versuri, describes the windows 8 in extreme.


Watch the Windows 8  Promo - Everything At Once (Via Youtube):






Lyrics for Everything At Once (Windows 8 Promotional song):

As sly as a fox, as strong as an ox
As fast as a hare, as brave as a bear
As free as a bird, as neat as a word
As quite as a mouse, as big as a house

All I wanna be, all I wanna be, oh
All I wanna be is everything

As mean as a wolf, as sharp as a tooth
As deep as a bite, as dark as the night
As sweet as a song, as right as a wrong
As long as a road, as ugly as a toad

As pretty as a picture hanging from a fixture
Strong like a family, strong as I wanna be
Bright as day, as light as play
As hard as nails, as grand as a whale

All I wanna be, all I wanna be, oh
All I wanna be is everything

As warm as the, the sun, as silly as fun
As cool as a tree, as scary as the sea
As hot as fire, cold as ice
Sweet as sugar and everything nice

As old as time, as straight as a line
As royal as a queen, as buzzed as a bee
Stealth as a tiger, smooth as a glide
Pure as a melody, pure as I wanna be

All I wanna be, all I wanna be, oh
All I wanna be is everything.

Do you like the Album ? Post your comments.

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Tags: Windows 8 Music, Promotional song,  By Lenka, Everything At Once lyrics,  Windows 8 Theme song, Lyrics of Windows 8 music Album, download, Youtube, Lenka,  Windows 8 Song download, Album, Video Lyrics, Full HD, Windows 8 complete song with Lyrics, Ringtone.

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Thursday, September 13, 2012

Apple iPhone 5 : Complete Techincal Specifications | Release Date | Price


Apple iPhone 5 Specifications, Availability, iPhone 5 Release date, tech specs




The most awaited gadget iPhone 5 was announced by Apple on September 12 by CEO Tim Cook.

iPhone in simply - Taller, Tinner and better. The major changes in iPhone 5 are larger display, thinner, new A6 processor, LTE, improved Siri, sound system, Camera features, improved battery life, Facebook integration and the brand new iOS 6.

Technical Specifications of iPhone 5:



Specification Description
Processor
  • 1.2 GHz Quad core Apple A6 Processor
Size and weight
  • Height: 4.87 inches (123.8 mm)
  • Width: 2.31 inches (58.6 mm)
  • Depth: 0.30 inch (7.6 mm)
  • Weight: 3.95 ounces (112 grams)
Cellular and Wireless
  • GSM model A1428: UMTS/HSPA+/DC-HSDPA (850, 900, 1900, 2100 MHz); GSM/EDGE (850, 900, 1800, 1900 MHz); LTE (Bands 4 and 17)
  • CDMA model A1429: CDMA EV-DO Rev. A and Rev. B (800, 1900, 2100 MHz); UMTS/HSPA+/DC-HSDPA (850, 900, 1900, 2100 MHz); GSM/EDGE (850, 900, 1800, 1900 MHz); LTE (Bands 1, 3, 5, 13, 25)
  • GSM model A1429: UMTS/HSPA+/DC-HSDPA (850, 900, 1900, 2100 MHz); GSM/EDGE (850, 900, 1800, 1900 MHz); LTE (Bands 1, 3, 5)
  • 802.11a/b/g/n Wi-Fi (802.11n 2.4GHz and 5GHz)
  • Bluetooth 4.0 wireless technology
Location
  • Assisted GPS and GLONASS
  • Digital compass
  • Wi-Fi
  • Cellular
Display
  • Retina display
  • 4-inch (diagonal) widescreen Multi-Touch display
  • 1136-by-640-pixel resolution at 326 ppi
  • 800:1 contrast ratio (typical)
  • 500 cd/m2 max brightness (typical)
  • Fingerprint-resistant oleophobic coating on front
  • Support for display of multiple languages and characters simultaneously.
Camera and Video
  • 8-megapixel iSight camera
  • Panorama
  • Video recording, HD (1080p) up to 30 frames per second with audio
  • FaceTime HD camera with 1.2MP photos and HD video (720p) up to 30 frames per second
  • Autofocus
  • Tap to focus video or still images
  • Face detection in video or still images
  • LED flash
  • Improved video stabilization
  • Photo and video geotagging
Power and Battery
  • Built-in rechargeable lithium-ion battery
  • Charging via USB to computer system or power adapter
  • Talk time: Up to 8 hours on 3G
  • Standby time: Up to 225 hours
  • Internet use: Up to 8 hours on 3G, up to 8 hours on LTE, up to 10 hours on Wi-Fi
  • Video playback: Up to 10 hours
  • Audio playback: Up to 40 hours
Audio Playback Audio formats supported: AAC (8 to 320 Kbps), Protected AAC (from iTunes Store), HE-AAC, MP3 (8 to 320 Kbps), MP3 VBR, Audible (formats 2, 3, 4, Audible Enhanced Audio, AAX, and AAX+), Apple Lossless, AIFF, and WAV
User-configurable maximum volume limit
Sensors
  • Three-axis gyro
  • Accelerometer
  • Proximity sensor
  • Ambient light sensor

Watch Apple iPhone 5 launch:





Click to see iPhone 4S specs.

Apple iPhone 5 specifications in more detail.

Display: The new 4-inch Retina display on iPhone 5 delivers even more pixels than iPhone 4S, making the already incredible Retina display even better. By making the screen taller, not wider, iPhone 5 is just as easy to use with one hand so you can tap, type and scroll the same way you always have, while enjoying even more of your content including amazing apps optimized for the larger Retina display, widescreen HD video, a full five days of your Calendar and more of every web page.

Connectivity: iPhone 5 supports ultrafast wireless standards including LTE and DC-HSDPA, so you can browse, download and stream content even faster. To support the latest LTE technology, Apple has pioneered a unique single-radio LTE solution that provides blazing fast speeds while fitting perfectly into the new remarkably thin design. iPhone 5 features dual-band 802.11n Wi-Fi support for a wireless experience up to 150 Mbps.***

Processor: The all-new A6 chip was designed by Apple to maximize performance and power efficiency to support all the incredible new features in iPhone 5, including the stunning new 4-inch Retina display—all while delivering even better battery life. With up to twice the CPU and graphics performance, almost everything you do on iPhone 5 is blazing fast for launching apps, loading web pages and downloading email attachments.

Camera: The 8 megapixel iSight® camera is the most popular camera in the world and with iPhone 5, it’s even better. The new camera is completely redesigned with incredible optical performance, yet amazingly it’s 25 percent smaller than the camera in iPhone 4S. The new iSight camera in iPhone 5 features a sapphire crystal lens cover that is thinner and more durable than standard glass with the ability to provide crystal clear images. The new panorama feature lets you capture jaw-dropping panorama images of up to 28 megapixels by simply moving the camera across a scene in one smooth motion. New video features include improved stabilization, video face detection for up to 10 faces and the ability to take still photos as you record. A new FaceTime® HD front facing camera makes FaceTime calls incredibly clear and can also be used for self portraits and recording 720p HD video. iPhone 5 also allows you to share photos with friends and family using iCloud’s Shared Photo Streams.

Connector: iPhone 5 features the new Lightning™ connector that is smaller, smarter and more durable than the previous connector. The all-digital Lightning connector features an adaptive interface that uses only the signals that each accessory requires, and it’s reversible so you can instantly connect to your accessories. The Lightning-to-30-pin Adapter is also available to connect iPhone 5 to legacy 30-pin accessories.

Audio: iPhone 5 introduces new enhanced audio features including a new beam-forming, directional microphone system for higher quality sound, while background noise fades away with new noise canceling technology. iPhone 5 now includes support for cellular wideband audio for crisper word clarity and more natural sounding speech. Wideband audio will be supported by over 20 carriers worldwide at launch. iPhone 5 comes with the new Apple EarPods™ featuring a breakthrough design for a more natural fit and increased durability, and an incredible acoustic quality typically reserved for higher-end earphones.

iOS 6: iPhone 5 comes with iOS 6, the world’s most advanced mobile operating system with over 200 new user features including: an all new Maps app with Apple-designed cartography, turn-by-turn navigation and an amazing new Flyover™ view; Facebook integration for Contacts and Calendar, with the ability to post directly from Notification Center; Passbook, the simplest way to get all your passes in one place; new Siri features, including support for more languages, easy access to sports scores, restaurant recommendations and movie listings; Siri and Facebook-enabled apps like Photos, Safari® and Maps; and Shared Photo Streams via iCloud®.

Pricing & Availability:
iPhone 5 comes in either white & silver or black & slate, and will be available in the US for a suggested retail price of $199 (US) for the 16GB model and $299 (US) for the 32GB model and $399 (US) for the 64GB model. iPhone 5 will be available from the Apple Online Store (www.apple.com), Apple’s retail stores, and through AT&T, Sprint, Verizon Wireless and select Apple Authorized Resellers.

iPhone 5 will be available in the US, Australia, Canada, France, Germany, Hong Kong, Japan, Singapore and the UK on Friday, September 21, and customers can pre-order their iPhone 5 beginning Friday, September 14.

iPhone 4S will also be available for just $99 (US) and iPhone 4 will be available for free with a two-year contract.

 iOS 6 software will be available on Wednesday, September 19 as a free software update to iPhone 4S, 4, 3GS, new iPad, iPad 2 and iPod Touch.

Release Date: iPhone 5 will roll out worldwide to 22 more countries on September 28, including Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, Hungary, Ireland, Italy, Liechtenstein, Lithuania, Luxembourg, Netherlands, New Zealand, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.

Tags:  Apple iPhone 5 technical specifications, iPhone 5, Apple A6 chip, Apple iPhone 5 price, Apple iPhone 5 in India, India release date, FaceTime, iCloud, iOS 6 update dates, Apple.com, Mobile Phones, Stuff, latest technology news, Gadgets, Apple Gadgets, iPhone price without contract, Apple iPhone 5 India, release, retina display.

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Sunday, September 2, 2012

Baba Sehgal's Power Song on Pawanism - Listen and Download Full Song


Listen and Download Babasehgal Power song Pawanism


Happy Birthday Power Star Pawan Kalyan. The most awaiting song for Pawan Kalyan fans has arrived, which was composed by Baba Sehgal. Listen the Power ful Pawanism song.





Click me to Download pawanantene Poweru Song by Baba Sehgal

Title: Pawanantene Poweru
Artist: Baba Sehgal
Lyrics: Rahman
Album: Power Song
Music: Baba Sehgal



Cameraman Ganga Tho Rambabu (CGR ) Making - Power Teaser:




Tags: Baba Sehgal Power song, Pawan Kalyan Pawanism song,  Download Pawanantene Poweru song, Listen Power song, Raaga, download, rapidshare, Youtube, Mediafire, Pawa Powerful, Pawa Pawan Kalyan, song, Full song, Power song full version, Cameraman Ganga tho Rambabu official teaser.

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Wednesday, August 8, 2012

Google Fiber - The Internet Next Chapter Starts Here - Plans & Pricing



Google Fiber


Google Inc; made its foray into the market for bundled Internet and television services with promising access speeds more than 100 times faster than traditional US cable and telecommunications.

The search engine giant will start its ultra high speed internet service Google Fiber in Kansas city, Missouri. Installations will be deployed in Kansas from September 2012 and later Google hope to roll out its services to other cities later.





After building the infrastructure using fiber optic communication in July 2012, Google announced its pricing and plans. Google fiber service will have 3 options - Free internet for 7 years, 1 Gbps Internet and a version that includes television service.

Plans & Pricing:

Plan TV+Internet Internet Free Internet
Cost $120/month $70/month Free (for at least 7 years)
Installation $300 construction fee (waived with 2 year contract) $300 construction fee (waived with 1 year contract) $300 construction fee (one time or $25/mo for a year)
Internet Speed (Download / Upload) 1Gbps / 1Gbps 1Gbps / 1Gbps 5 Mbps / 1 Mbps
TV Access Yes No No
Storage 2 TB DVR Storage (8 Shows can be recorded simultaneously)

1 TB Google Drive
1 TB Google Drive None
Additional Hardware Nexus 7 tablet None None



TV Box:
TV Box

  • With HD ready TV Box you can get access to Live TV, on-demand shows and internet content.
  • You can extend your access all over your home with integrated Wi-Fi, Bluetooth and Ethernet port.
  • Fully compatible with HDMI, component or composite video outputs for TV or stereo and optical S/PDIF for audio.

Network Box:
Network box
  • Access Google Fiber all over your home by connecting to one of the four Ethernet ports or through 802.11a/b/g/n Wi-Fi  and stay safe with Gigabit firewall.

Storage Box:

  • Storage box comes with a 2 TB capacity and with this you never miss a show or you can record upto 500 hours of HD content. The content can be accessible from any of your devices over your home network.

How to get Google Fiber:



For connections & more information visit Google Fiber official page: https://fiber.google.com/


Tags: Google Fiber, About Google Fiber, Pricing, Infrastructure, Google Fiber plans and Pricing, installation cost, free internet, videos, Ads, 1 Gbps internet, high speed internet, technology, TV box, network box, storage box, Kansas city, register for Google fiber, How to get Google fiber connection, 100 times the faster internet, 100 times the possibilities, Google Fiber - The Internet next chapter starts here.

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Sunday, January 29, 2012

How to Save Income Tax | Free Online Tax Calculator | Smart ways & Tips for saving your Income Tax

Income tax online calculator
Tax season is again here, its time to takeout your old investment files and to calculate your returns. As per the sections of Income Tax Act, 1961 which are detailed below are the exceptions and categories that you can take advantage of.

Before that know about the Income Tax slab rates:

Income Tax Rates/Slabs Rate (%)
Upto 1,80,000
Upto 1,90,000 (for women)
Upto 2,50,000 (senior citizens)
NIL
1,80,001 – 5,00,000 10
5,00,001 – 8,00,000 20
8,00,001 and above 30

Calculate you Income tax online for this financial year: Online Free Income Tax Calculator

Section 80C:
Under section 80C of Income tax  Act, upto Rs. 1,00,000 are non-taxable if your invest or buy the following instruments (upto maximum of 1 Lakh). For example if you earn 5 Lakh per annum and if you invest 1 Lakh total in  80C instruments then the taxable about is 4 Lakh.
Income Tax saving tips

1. Premium for Life Insurance or ULIP.

2. Provident Fund (PF) contribution.

3. Public Provident Fund (PPF) - only up to Rs. 70,000 in a year.

4. Repayment of Home loan principal.

5. Equity Linked Savings Schemes (ELSS) of Mutual Fund Companies.

6. Infrastructure Bonds.

7. National Savings Certificates (NSC).

8. Tax Saving Fixed Deposits with Banks.

9. Tuition Fees of children.


Type of 80C Instrument Lock In Period Returns Risk Taxation of Returns
Equity Linked Savings Scheme (Mutual Fund) 3 years
Market Linked
(58% Category Average for yr ending Dec 28,2007)
High No tax
Life Insurance Premium 2 years
6%
Low No tax
ULIP Premium 1 3 years
Market Linked
High No tax
PPF (fixed returns) 15 years
8%
Low 2

No tax
Home Loan Repayment 5 years
NA
NA NA
Infrastructure Bonds
(fixed returns)
3 years (min)
6%
Risk Free Interest is taxed
NSC (fixed returns) 6 years
8.16%
Risk Free Interest is taxed
Tax Saving Fixed Deposits
(fixed returns)
5 years
8%-8.75%
Risk Free Interest is taxed

Notes:
1: ULIP premium needs to be at least 1/5th of the sum assured to qualify under Section 80C
2: PPF returns are set by the Government of India and can be revised either upwards or downwards in any year.



Section 80D: Health Insurance Premium
You can take advantage of an annual deduction of Rs. 15,000 from taxable income for payment of Health Insurance premium for self and dependants. For senior citizens, this deduction is Rs. 20,000.

Section 80E: Interest paid on educational loans

You can claim a deduction on the interest paid on loans taken for higher education for yourself, your spouse and children. There is no limit on the amount of deduction you can claim.
The only thing to keep in mind is that the program for which the loan is taken should be a graduate or post-graduate program in engineering, medicine or management or a post-graduate course in the pure or applied sciences.

Section 80G: Donations to Charitable institutions

You can claim a deduction for any donation that you might have made to a charitable fund or institution. However, please note that these donations should be made only to specified institutions. And a proper proof of payment must be provided for the same. Based on the classification of the charity, you can claim either 100% or 50% of the donated amount as deduction. The deduction might also be subject to a certain limit again based on the type of charity that you are donating money

Section 24: Interest paid on housing loan

Under Section 24, a maximum of Rs 1,50,000 can be deducted from your taxable income as interest repayment for a self occupied house. Please note that this deduction is not available if you the house is still under construction and you do not have occupation of the house.

Provisions that you should take advantage of if you are a salaried employee:

Section 10(13A) : House Rent Allowance

You can take advantage of the provisions under this section if you are renting an accommodation. These provisions will not be available to you if you stay in a rent-free accommodation or live with your family or in your own house.
Under Section 10(13A), HRA is exempt to the least of the following:
i) 50/40 per cent of basic salary= Dearness Allowance (if, applicable),
ii) excess of rent paid over 10 per cent of basic salary; and
iii) actual HRA received.

Lets illustrate this calculation with an example:
Assumptions:
HRA per month = Rs 15,000
Basic monthly salary = Rs 30,000
Monthly rent = Rs 14,000
Rental accommodation is in Delhi.

Exemption:
The HRA exemption would be the least of the following:

1. Actual amount of HRA: Rs 15,000
2. 50% of salary (basic component + dearness allowance) = 50% x (30,000 + 0) = Rs 15,000
3. Actual rent paid - 10% of salary (basic component + dearness allowance)= Rs 14,000 - [10% of (30,000 + 0)] = 14,000 – 3,000 = Rs 11,000
Rs 11,000 being the least of the three amounts will be the exemption from HRA.
The balance HRA of Rs 4,000 (15,000-11,000) would be taxable.
Please note that HRA exemptions are only available on submission of rent receipts or the rent agreement.

Paying Rent to parents or relatives
If you want to pay rent to your parents or any relatives (like uncle/cousin) whom you are staying with. You will need to treat them as landlords. And request the owner of the house (which will be one of your parents) to declare it in his/ her personal income tax return. This will prevent any litigation in the future.

Section 10 (14) Rule 2BB(10) : Transport Allowance
Transport allowance granted for commuting between your residence and place of work is exempt up to Rs. 800 a month. You can take advantage of this provision to get a tax exemption of Rs 9600 annually by providing your employer with bills or a self declaration.

Section 17(2) : Medical Reimbursement
You can claim exemption up to Rs 15,000 annually on actual expenditure incurred on your medical treatment or for treatment of any of your dependents. Moreover, there is no restriction of approved hospitals or clinic for the same. This is exempt only on provision of actual bills.
However, if the amount is paid out as an allowance not a reimbursement then it would be fully taxable.

Calculate you Income tax online for this financial year:
Online Free Income Tax Calculator



Tags: How to save my Income tax, Tips to save my income tax this year, Tax filling, Investments, Life insurance, Medical insurance, Mutual Funds, allowances, House loans, 2012 smart ways to save tax, tips to male tax related investments before 31st march, Tax saving, Mistakes, Financial year, Tax returns, How to Save Income | Smart ways to save Income Tax | Tips for Saving Tax | 2012, 2011-2012 income tax slabs, 2012-2012 income tax slabs, income tax efiling, how to file for incometax returns, Online Free income tax calculator, Excel, software, 2011-2012, 2012-2013 FY, tax consultant, finance advisors, mortgage, personal loans, finance, savings, deposits, banking, India finance, calculator for Income tax 2012-2013.

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